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All the features you want, none of the fees you don't. Business checking plus free tools to simplify taxes, expense tracking, and more. Sign up for free in minutes.
Online business banking
Stay on top of your money anytime, anywhere.
Found debit Mastercard®
Earn cashback rewards at your favorite retailers.
No hidden fees
No minimum balance required. No opening, overdraft, or maintenance fees.
FDIC insurance
Deposits are insured up to $250,000 through Piermont Bank, Member FDIC*
TRANSFERS AND DEPOSITS
Move your money with ease
Deposit checks and cash; send and accept invoices. Accept ACH transfers, wires, or set up direct deposit to get paid 2 days early.**
Integrate seamlessly with payment apps like Venmo, Cash App, PayPal, Square, and more. Found-to-Found payments are instant and free.
Streamline purchasing with virtual debit cards. Create and share in seconds to enable others to spend. Easy tracking, limits, and card locking keep you in control.
ORGANIZE YOUR MONEY YOUR WAY
Budget and save with pockets
![Found Business Banking | Forbes (15) Found Business Banking | Forbes (15)](https://i0.wp.com/images.ctfassets.net/kwu941wcctu4/7Jw4CZghcahrMUhdK56kbS/c63edb8602e826255e1f995e18a6e72d/Pockets_illustration__1_.png)
Quickly separate and earmark money with pockets. Set aside funds for payroll, supplies, emergencies — whatever you choose.
Move money between pockets any time, or automatically allocate a percent of every deposit to a specific pocket.
Whether you’re saving for insurance premiums or a rainy day, set savings goals and track your progress.
Found's not like traditional banks. It's better.
Save time, money, and headaches with all your financial tools in one place.
Built-in bookkeeping
Intelligent tax features
Invoicing & payments
Expense tracking done for you
Found tracks expenses automatically, helping you find write-offs and save on taxes.
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Easily track mileage
Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Everything in one place
Import transactions from your other cards and payment apps to track and categorize expenses directly in Found.
Built-in bookkeeping
Expense tracking done for you
Found tracks expenses automatically, helping you find write-offs and save on taxes.
Capture and save receipts
Never lose track of another receipt with receipt capture and notes built right into the app.
Easily track mileage
Keep tabs on your driving, log trips, and calculate deductions right from the Found app.
Everything in one place
Import transactions from your other cards and payment apps to track and categorize expenses directly in Found.
Intelligent tax features
Auto-save for taxes
We'll set aside a tax estimate each time you get paid, so you're ready on tax day.
Always know what you owe
See your tax estimate update in real time as you earn income and track expenses.
Find write-offs and save
Found automatically tracks expenses and finds write-offs, helping you deduct as much as possible.
Simplify tax time
Get an auto-generated Schedule C form and pay quarterly taxes, right in your Found app.
Invoicing & payments
Free, customized invoices
Create & send sleek invoices in seconds for free.
Get paid your way
Offer your clients seamless payment options including direct deposit, credit card, debit card, and Cash App Pay.
Pay contractors for free
Why pay for payroll? Pay contractors without a monthly or per-contractor fee.
Manage 1099 paperwork
Found will collect W-9s and auto-generate 1099-NEC forms for your contractors.
See why over 500k business owners have chosen Found
User friendly.
Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.
Tracy Tuck
Automation.
I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.
Manos Katzios
No downtime.
Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!
Coen Kramer
Great app.
Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.
Rob Turley
Very easy.
It was very easy. We just put in all the relevant information and had an account opened up so quickly.
Warren Wilhelm
Specialty Steel
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
A perfect fit.
It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.
Loyd Willard
Just makes sense.
Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.
Jim S.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul Severe
Seamless.
Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.
Anjanette Sanchez
So much easier.
Found is going to save me so much headache. It makes EVERYTHING so much easier. Expenses, income, profits, TAXES. Invoices even!
Jake Johnson
A blessing.
As a small business owner, Found has been a blessing. I can focus on my customers and my business and not worry about banking problems.
Trustpilot
Automate and calculate.
Helps you automate and calculate a lot of things you'd have to do yourself before, giving you more time to focus on other aspects that matter.
Paul Smith
Take all the guesswork out.
Found and this app take all the guesswork out of owning your own business!
John Burke
User friendly.
Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.
Tracy Tuck
Automation.
I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.
Manos Katzios
No downtime.
Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!
Coen Kramer
Great app.
Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.
Rob Turley
Very easy.
It was very easy. We just put in all the relevant information and had an account opened up so quickly.
Warren Wilhelm
Specialty Steel
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
A perfect fit.
It's a perfect fit for single member LLCs and sole proprietors. That's why I like it for all of the people I work with.
Loyd Willard
Just makes sense.
Having banking, invoicing, and bookkeeping all in one app just makes sense, and Found is the only one doing it all correctly.
Jim S.
True quality banking.
Amazing!! Banking services, invoicing, Stripe connection. Excellent interface. Automatic tax deductions. True quality banking.
Saul Severe
Seamless.
Love the automatic tax separation from income, and the invoice and payment features have made running a small business seamless for me.
Anjanette Sanchez
So much easier.
Found is going to save me so much headache. It makes EVERYTHING so much easier. Expenses, income, profits, TAXES. Invoices even!
Jake Johnson
A blessing.
As a small business owner, Found has been a blessing. I can focus on my customers and my business and not worry about banking problems.
Trustpilot
Automate and calculate.
Helps you automate and calculate a lot of things you'd have to do yourself before, giving you more time to focus on other aspects that matter.
Paul Smith
Take all the guesswork out.
Found and this app take all the guesswork out of owning your own business!
John Burke
User friendly.
Extremely user friendly and for the most part runs like a consolidated Quickbooks, but doesn't cost you a bunch of money.
Tracy Tuck
Automation.
I have never seen an app for freelancers, contractors, and business owners that has everything they need with such automation.
Manos Katzios
No downtime.
Was just astonished at how easy it was to integrate into my daily life with no real downtime in learning the app's ins and outs!
Coen Kramer
Great app.
Great app for business owners who have a sole-ownership LLC, a sole proprietorship, or are a freelancer. Pretty much does your taxes for you.
Rob Turley
Very easy.
It was very easy. We just put in all the relevant information and had an account opened up so quickly.
Warren Wilhelm
Specialty Steel
Brilliant.
Finally, business banking with accounting software built in. I no longer need Quickbooks. It even does the schedule C for you. Brilliant.
iOS app store
SECURITY
Comprehensive security and protection.
Data encryption and secure infrastructure
FDIC insured up to $250K*
Two-factor authentication (2FA) and fraud monitoring
Frequently Asked Questions
Who is Found for?
Why do I need a business checking account?
Will my Found account have a routing number?
Where can I use my Found debit card?
Can I add my business name to my Found debit card?
Which apps can I connect to my Found account?
Can I link my Found card to Apple Pay or Google Pay?
How can I fund to my Found account?
How does Found automatically categorize expenses?
Can Found help me identify relevant tax deductions and write-offs?
Can I use the Found app to actually pay taxes too?
I currently use another accounting tool. Do Found’s bookkeeping tools work with other platforms?
How much does it cost to send invoices through Found?
What forms of payment can I accept with Found invoices?
How much does it cost to use Found contractor management?
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Found is available on iOS, Android, and desktop.
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*Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC. The funds in your account are FDIC-insured up to $250,000 per depositor for each account ownership category.
The Found Mastercard Business debit card is issued by Piermont Bank pursuant to a license from Mastercard Inc.
**Direct deposit funds may be available for use for up to two days before the scheduled payment date. Early availability is not guaranteed.
The information on this website is not intended to provide, and should not be relied on, for tax advice.
Found is a financial technology company, not a bank. Banking services are provided by Piermont Bank, Member FDIC.